Three tips to get your offer accepted
3 Tips to Get Your Offer Accepted in a Competitive Market
In today’s fast-moving housing market, especially in hot areas like California, getting your offer accepted on a home can feel like winning the lottery. With multiple offers, tight inventory, and rising demand, buyers often find themselves outbid or overlooked.
So how can you stand out from the competition? Here are 3 expert tips to get your offer accepted—even in a multiple-offer situation.
1. Get Fully Pre-Approved (Not Just Pre-Qualified)
Pre-approval is your secret weapon. While pre-qualification is just a basic financial snapshot, a fully underwritten pre-approval letter shows the seller you're serious, qualified, and ready to close.
Why it matters:
It strengthens your offer by proving you’ve already been vetted by a lender.
It signals a faster, smoother closing process.
In competitive California markets like Walnut Creek, San Diego, and Los Angeles, sellers often choose the most “secure” buyer—not necessarily the highest one.
👉 Pro Tip: Include your pre-approval letter with your offer and ask your lender to reach out to the seller’s agent directly. A personal call from your lender can make a strong impression.
2. Make a Clean, Competitive Offer
A “clean” offer is one with minimal contingencies and clear terms. Sellers don’t want uncertainty—they want a deal that’s likely to close.
Ways to make your offer stronger:
Limit contingencies: Consider shortening or removing contingencies for appraisal, inspection, or loan (if you're financially comfortable doing so).
Offer a strong earnest money deposit: 2–3% of the purchase price shows commitment.
Be flexible on timing: Let the seller choose the closing date or offer a rent-back if they need time to move.
In California, where homes in desirable areas can go pending in days, these small adjustments can make your offer stand out.
👉 Pro Tip: Ask your agent to contact the seller’s agent before submitting your offer to learn what terms the seller values most—then tailor your offer accordingly.
3. Write a Personal Letter (If Allowed)
While not always appropriate or legally permitted in all jurisdictions due to fair housing laws, in many areas a well-written buyer letter can still add a human element to your offer.
What to include:
Why you love the home (be specific!)
A little about who you are and your future plans
Gratitude for the opportunity to be considered
Note: In some parts of California, buyer letters (also called “love letters”) may be discouraged. Always check with your real estate agent and follow local guidelines.
👉 Pro Tip: Keep it short, heartfelt, and genuine. Avoid personal details that could unintentionally introduce bias.
Bonus: Work With a Local Agent Who Knows the Market
The best way to get your offer accepted? Hire an experienced local real estate agent who knows how to position your offer strategically. They’ll guide you on pricing, negotiation tactics, and how to move quickly when the right home comes along.
Final Thoughts: Winning in a Competitive Housing Market
In 2025, getting your offer accepted requires more than just offering top dollar. It’s about being prepared, flexible, and working with the right professionals to position your offer as the best option on the table.
Whether you're buying in Northern California, Southern California, or anywhere in between, these 3 tips can give you a major advantage.